The City of Baytown

The purpose of the Homebuyers’ Assistance Program is to assist low-moderate income families in purchasing affordable housing within the city limits. The program has two components:  1) educational  Homebuyers’ Counseling Workshop, which is free and accessible to everyone.  Workshops are held every six-eight weeks and are presented by a HUD-approved counseling agency.  2) Assistance Loan for payment of normal closing costs associated with the purchase of a single family home. Eligible homebuyers may be granted up to $4,500 in the form of a deferred loan, secured by a subordinate lien on the property. These funds are available through the Community Development Block Grant Program in the form of a five (5) year forgivable loan and are provided at the time of closing.

Eligibility Requirements

All potential homebuyers must provide the appropriate documents to verify the following:

1. homebuyer is able to obtain mortgage financing from a lender;
2. homebuyer is 18 years of age or older;
3. all members of applicant's household are legal residents of the United States;
4. homebuyer has completed a City sponsored Homebuyers' Counseling Workshop;
5. homebuyer's employment and credit stability is consistent with lenders' qualifications;
6. no person in the applicant household has owned a home within the past three (3) years;
7. no person in the household has previously received assistance through the Homebuyers' Assistance or Housing Rehabilitation Programs of the City of Baytown;
8. homebuyers’ chosen property must be a detached single-family home priced at $105,000 or below within the city limits of Baytown;
9. no person in homebuyer’s household can be related to the owner(s) and/or seller(s) of chosen property; and
10. applicant’s household annual gross income must not exceed the below-stated maximum income limits.

How to Apply

Contact the City of Baytown Community Development Office at (281) 420-5398 for general information, program guidelines and application form or download available forms and documents below. Completed applications must accompany verification documents regarding: household income; employment; household members; savings and checking account statements; current utility bill; picture identification; and other forms to support application information. Assistance is available on a first come, first serve basis to eligible homebuyers as funds permit.